A parent (or someone with parental responsibility) must sign the application on behalf of the child and supply a copy of the child’s birth certificate. The child must be the child, grandchild, great grandchild, stepchild, nephew, niece or sibling of someone who works (or has worked) in the UK Police Service. The child must be resident in the UK and needs to be under 18 at outset.

The payer can be either:

a) The child’s parent

b) A relative or family friend (with the parent’s agreement)

c) The child.

The payer must be age 18 or over and have a UK bank account. Any payer who is NOT a parent will not receive annual statements and will have no rights to surrender the plan early. If the payer stops paying premiums the plan will cease (and the surrender value will be paid to the child) unless someone else takes over as the payer.

It is not possible for more than one person to pay into the same Children’s Plan at the same time.

The premiums are invested in the Metfriendly With-Profits fund. For information on what that is and how it works, including a diagram to show the approximate investment mix, please refer to the With-Profits fund page.

If the savings plan started after the child’s 8th birthday, premiums will need to continue for the full ten years of the policy.

If the plan has already matured and premiums are no longer being paid, there is no change and the savings will continue to grow as before.

If the child is under 16, the parent can request the plan be cashed in, but once the child is 16 or over only the child can make such a request.

We will always make the payments to the child, who will therefore need an account in their own name.

Early redemption charges may apply if the plan is cashed in early and the child could get less than was paid in.

• You can cancel for a full refund within 30 days of receiving your policy documents.  Simply contact our Member Services team on 01689 891454 or email [email protected]
• If you wish to stop or cancel your plan after this, remember this type of plan is fixed and penalties may apply. Our friendly Member Services team will be able to discuss your options.

Metfriendly, Central Court, Knoll Rise, Orpington, BR6 0JA

Phone: 01689 891454

Email: [email protected]