Terms and conditions

Click the name of the promotional activity below to read its terms and conditions.

• Summer Savings Offer Terms and Conditions (closing date 31st August 2024)
• The Metfriendly Big Prize Draw (01/07/24 to 30/09/24)
• ‘Essential savings for retired Police’ attendee special offer
• 2023 Annual Statements special offer (closes 30th June 2024)
• 2024 AGM Prize Draw (closing date 3rd July 2024)
• AGM Survey Prize Draw (16th May – 3rd July 2024)
• Metfriendly Spring Survey Prize Draw (closes 30th June 2024)
• Metfriendly Big Prize Draw (closes 30th June 2024)
• New tax year special offer (offer closes midnight 30^th April 2024)
• End of tax year special offer (offer closes midnight 5^th April 2024)
• Spring Lump Sum promotion (offer live to 30^th June 2024)
• Lump Sum promotion (offer live to 31^st December 2023)
• NARPO Member Prize Draw (14^th December 2023 – 31^st January 2024)
• NARPO special Lump Sum offer: £50 John Lewis gift card (1^st November 2023 – 31^st December 2023)
• Metfriendly Police Family Finance Index Prize Draw (26^th October 2023 – 19^th January 2024)
• NARPO Lump Sum promotion (offer live August 1^st – 31^st 2023)
• Light the Lakes 2023 photography competition T&Cs

Summer Savings Offer Terms and Conditions (closing date 31^st August 2024)

1. To qualify for the £100 Amazon.co.uk Gift Card promotion, a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. The offer applies to Metfriendly Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction, then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31^st August 2024. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider. If the offer conditions are met from a number of individuals contributing, only one gift card will be issued and sent to the first individual of that group.
2. One Gift Card per person per product for this promotion.
3. ISA and With-Profit Bond applications and monies must be received by 31^st August 2024.
4. The promo code SUMMER24 must be stated in the application.
5. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
6. Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30 day cooling off period, provided it is not cancelled within that time.
7. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. Maturing products such as Long Term Savings or Guaranteed Five Year Savings Plans are eligible.
8. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
9. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
10. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

The Metfriendly Big Prize Draw (Closes 30/09/24)

1. The draw is open to anyone eligible to take out a Metfriendly product. For details see metfriendly.org.uk/eligibility.
2. Maximum one entry per person.
3. Your personal details must be completed accurately and in full.
4. The draw will consist of a top prize of a £500 of Amazon.co.uk gift card and five additional runners up prizes of £100 Amazon.co.uk gift cards.
5. The winners will be drawn randomly from all correctly completed forms submitted online.
6. Directors, employees and contractors of Metfriendly and their families are not eligible to take part in this prize draw.
7. The winner will be notified, by phone or via email as soon as possible after the draw is made.
8. The winning prizes will be despatched to UK addresses only.
9. You must be at least 18 years old or over to enter the prize draw.
10. No cash alternative is offered.
11. The draw will close at midnight on 30/09/2024.
12. The draw will take place within seven days after the draw closes.
13. The decision of Metfriendly is final.

‘Essential savings for retired Police’ attendee special offer

NARPO Members special offer for those attending ‘Essential savings for retired Police’: Earn a £50 Amazon.co.uk Gift Card for specific investments by 30^th June 2024. Offer available to NARPO Members and their extended family members subject to eligibility. Please see our individual product web pages for details. Offer closes midnight 30^th June 2024.

1. To qualify for the £50 Amazon.co.uk Gift Card incentive promotion you must: – invest £10,000 or more into a Guaranteed 5 Year Fixed Rate Bond (G5YB) or – invest/transfer £5,000 or more into a Metfriendly Lump Sum ISA and/or With-Profit Bond or – invest/transfer £2,000 into a Monthly savings ISA (MSISA), Junior ISA (JISA) or Lifetime ISA (LISA). If funds are sent in more than one transaction, then these must all be received by Metfriendly before midnight 30^th June 2024.
2. The promo code WEBINAR2024 must be stated in the application.
3. This offer can be used in conjunction with the offer of an additional 1% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
4. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
5. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

June special offer for those receiving their 2023 Annual Statements: earn a £50 Amazon.co.uk Gift Card for specific investments by 30^th June 2024. Offer closes midnight 30^th June 2024.

1. To qualify for the £50 Amazon.co.uk Gift Card incentive promotion you must: – invest £10,000 or more into a Guaranteed 5 Year Fixed Rate Bond (G5YB) or – invest/transfer £5,000 or more into a Metfriendly Lump Sum ISA and/or With-Profit Bond or – invest/transfer £2,000 into a Monthly savings ISA (MSISA), Junior ISA (JISA) or Lifetime ISA (LISA). If funds are sent in more than one transaction, then these must all be received by Metfriendly before midnight 30th^thJune 2024.
2. The promo code STATEMENTS2024 must be stated in the application.
3. This offer can be used in conjunction with the offer of an additional 1% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
4. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
5. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

2024 AGM Prize Draw (closing date 3^rd July 2024)

1. This promotion is only open to Members of Metfriendly who are eligible to vote
2. Only those Members who vote by proxy (online and by post) or at the Metfriendly 2024 AGM will be eligible for the draw
3. Online and paper proxy votes must be received by 5pm on 1st July 2024
4. The voting form must be fully and correctly completed to be entered into the draw
5. No cash alternative will be offered
6. Only one entry per Member
7. Directors and employees of Metfriendly, and their families, are not eligible to take part in this promotion
8. The draw will take place following the AGM on 3^rdJuly 2024. The winner will be notified by 31^st July 2024, and their name will be published on our website.

AGM Survey Prize Draw (28^th May – 3^rd July 2024)

1. This prize draw is for a £20 Amazon.co.uk Gift Card and is only open to Members of Metfriendly and those eligible to become a Metfriendly Member. Proof of eligibility may be required
2. There are five £20 Amazon.co.uk Gift Cards available to win. Only one gift card is to be allocated per person
3. The draw is open from 12 noon 28^th May 2024 – 5pm 3^rd July 2024. The winner will be contacted by the 15^thJuly 2024, by email
4. The winner will be drawn at random by Metfriendly. If the person selected declines the prize, then the draw will be repeated until an eligible person accepts the prize
5. In the event of winning, you will need to confirm your email address, where the voucher can be sent
6. No cash alternative will be offered
7. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw
8. Metfriendly’s decision will be final

Metfriendly Spring Survey Prize Draw (closes 30^th June 2024)

1. The draw is open to serving Officers, retired Officers, Police Staff, retired Police Staff, volunteers, contractors and their eligible family members.
2. Maximum one entry per person.
3. The draw will consist of 5 prizes of £50 Amazon.co.uk gift cards.
4. The winners will be drawn randomly from all correctly completed surveys.
5. Directors, employees and contractors of Metfriendly and their families are not eligible to take part in this prize draw.
6. The winner will be notified, by phone or via email as soon as possible after the draw is made.
7. You must be at least 18 years old or over to enter the prize draw.
8. No cash alternative is offered.
9. The draw will close at midnight on 30/06/2024.
10. The decision of Metfriendly is final.

Metfriendly Big Prize Draw

1. The draw is open to serving Officers, retired Officers, Police Staff, retired Police Staff, volunteers, contractors and their eligible family members.
2. Maximum one entry per person.
3. Your personal details must be completed accurately and in full.
4. The draw will consist of a top prize of a £500 of Amazon.co.uk gift card and five additional runners up prizes of £100 Amazon.co.uk gift cards.
5. The winners will be drawn randomly from all correctly completed forms submitted online.
6. Directors, employees and contractors of Metfriendly and their families are not eligible to take part in this prize draw.
7. The winner will be notified, by phone or via email as soon as possible after the draw is made.
8. The winning prizes will be arranged to a UK address only.
9. You must be at least 18 years old or over to enter the prize draw.
10. No cash alternative is offered.
11. The draw will close at midnight on 30/06/2024.
12. The draw will take place on 01/07/2024.
13. The decision of Metfriendly is final.

New tax year special offer: earn a £50 Amazon.co.uk Gift Card for specific investments.  Offer closes midnight 30^th April 2024.

1. To qualify for the £50 Amazon.co.uk Gift Card incentive promotion you must: – invest £10,000 or more into a Guaranteed 5 Year Fixed Rate Bond (G5YB) or – invest/transfer £5,000 or more into a Metfriendly Lump Sum ISA and/or With-Profit Bond or – invest/transfer £2,000 into a Monthly savings ISA (MSISA), Junior ISA (JISA) or Lifetime ISA (LISA). If funds are sent in more than one transaction, then these must all be received by Metfriendly before midnight 30^th April 2024.
2. The promo code WEBINAR2024 or GIFTCARD24 must be stated in the application.
3. This offer can be used in conjunction with the offer of an additional 1% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
4. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
5. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

End of tax year special offer: earn a £50 Amazon.co.uk Gift Card for specific investments before the end of the 2023/24 tax year. Offer closes midnight 5^th April 2024.

1. To qualify for the £50 Amazon.co.uk Gift Card incentive promotion you must: – invest £10,000 or more into a Guaranteed 5 Year Fixed Rate Bond (G5YB) or – invest/transfer £5,000 or more into a Metfriendly Lump Sum ISA and/or With-Profit Bond or – invest/transfer £2,000 into a Monthly savings ISA (MSISA), Junior ISA (JISA) or Lifetime ISA (LISA). If funds are sent in more than one transaction, then these must all be received by Metfriendly before midnight 5^th April 2024.
2. The promo code WEBINAR2024 must be stated in the application.
3. This offer can be used in conjunction with the offer of an additional 1% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
4. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
5. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Spring Lump Sum promotion (closing date 30^th June 2024)

1. To qualify for the extra 1% promotion a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. The offer applies to Metfriendly Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 30th June 2024. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider.
2. ISA and With-Profit Bond applications and monies must be received by 30th June 2024.
3. The Sum Assured on each qualifying ISA or With-Profit Bond will be 101% of the amount invested (normally 100%).
4. The value of each qualifying Lump Sum ISA or With-Profit Bond on encashment (or death) will be 1% higher than it would otherwise have been.
5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. Maturing products such as Long Term Savings or Guaranteed Five Year Savings Plans are eligible.
6. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
7. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
8. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Lump Sum promotion (offer live to 31^st December 2023)

1. To qualify for the extra 1.30% promotion a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. The offer applies to Metfriendly Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31^st December 2023. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider.
2. ISA and With-Profit Bond applications and monies must be received by 31^st December 2023.
3. The Sum Assured on each qualifying ISA or With-Profit Bond will be 101.3% of the amount invested (normally 100%).
4. The value of each qualifying Lump Sum ISA or With-Profit Bond on encashment (or death) will be 1.30% higher than it would otherwise have been.
5. “Rollovers” which have already had an extra 1% or 1.25% applied are not eligible for this promotion.
6. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
7. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
8. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

NARPO Member Prize Draw (14th December 2023 – 31st January 2024)

1. This prize draw is for a total of ten £100 Amazon.co.uk Gift Card prizes.
2. Entry to the prize draw is by completing the NARPO December Prize Draw and supplying your email details.
3. Only one prize to be won per person.
4. The draw is open from 6 a.m. 14/12/2023 – 12 midnight 31/1/2024. The winners will be contacted by 12/2/2024 by email.
5. The winners will be drawn at random by Metfriendly.
6. No alternative prize will be offered.
7. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw.
8. Metfriendly’s decision will be final.

NARPO special lump sum offer: £50 John Lewis gift card on investments/transfers of £10,000 or more a Metfriendly Lump Sum ISA and/or With-Profit Bond only (valid 1^st November 2023 to 31^st December 2023)

1. This promotion is only open to NARPO members.
2. To qualify for the £50 John Lewis gift card incentive promotion, a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. If funds are sent in more than one transaction, then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31st December 2023.
3. The PROMO code NARPO2023 must be stated in the application.
4. This offer can be used in conjunction with the offer of an additional 1.30% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
5. ISA and With-Profit Bond applications and monies must be received by 31st December 2023.
6. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
7. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
8. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Metfriendly Police Family Finance Index Prize Draw (26^th October 2023 – 19^th January 2024)

1. This prize draw is for a total of ten £100 Amazon.co.uk Gift Card prizes.
2. Entry to the prize draw is by completing the Autumn 2023 Metfriendly Family Finance Index Survey and supplying your email details.
3. Only one prize to be won per person.
4. The draw is open from 12 noon 26/10/2023 – midnight 19/01/2024. The winners will be contacted by 27/1/2024 by email.
5. The winners will be drawn at random by Metfriendly.
6. No alternative prize will be offered.
7. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw.
8. Metfriendly’s decision will be final.

NARPO Lump Sum promotion (offer live 1^st – 31^st August 2023)

1. This promotion is only open to NARPO members
2. To qualify for the extra 1.30% promotion a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. The offer applies to Metfriendly Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31^st August 2023. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider.
3. ISA and With-Profit Bond applications and monies must be received by 31^st August 2023.
4. The Sum Assured on each qualifying ISA or With-Profit Bond will be 101.3% of the amount invested (normally 100%).
5. The value of each qualifying Lump Sum ISA or With-Profit Bond on encashment (or death) will be 1.3% higher than it would otherwise have been.
6. “Rollovers” which have already had an extra 1% or 1.25% applied are not eligible for this promotion.
7. Metfriendly reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
8. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
9. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Light the Lakes 2023 photography competition

1. The competition is open from 23rd June 2023 to 28th July 2023. The winners will be contacted by 4th August 2023.
2. The winner and runners-up will be contacted by email. We’ll use the email address from which the image files are sent.
3. The winner will receive a £100 Amazon.co.uk Gift Card or can ask that Metfriendly donates the Gift Card value to COPS instead.
4. Runners-up will receive a £25 Amazon.co.uk Gift Card or can ask that Metfriendly donates the Gift Card value to COPS instead.
5. No cash alternative will be offered.
6. Amazon.co.uk Gift Cards will be sent electronically.
7. The number of runners-up chosen is at Metfriendly’s discretion.
8. Directors and employees of Metfriendly and their families are not eligible to take part in this competition.
9. The competition will be judged by members of Metfriendly staff, and their decision will be final.
10. By submitting your photo for this competition, you agree for it to be used for Metfriendly’s marketing purposes.
11. By entering the competition, you admit that you own the rights to the photos or videos submitted.
12. By submitting an entry, you confirm that all persons pictured give their consent for the picture to be used for Metfriendly marketing purposes and that your name as the competition entrant may be posted.

Metfriendly Event Prize Draw

1. This draw is for the prize advertised and is open to those attending the specific event.
2. The draw will take place either at the event or as advertised (ask a member of the Metfriendly team for details).
3. The winner will be drawn at random by Metfriendly. If the person selected declines the prize, then the draw will be repeated until an eligible person accepts the prize.
4. If it is not possible to arrange for the winner to collect the prize at the event. Metfriendly will contact them and arrange for the prize to be sent separately.
5. No cash alternative will be offered.
6. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw.
7. Metfriendly’s decision will be final.