Search
Close this search box.

Terms and conditions

Click the name of the promotional activity below to read its terms and conditions.

Supporting the Police Care UK Christmas appeal (ends 31st December 2024)

  1. Until the 31st December 2024, in addition to the current live promotions Metfriendly have running, we will donate £10 for every product taken out between 12th December and the 31st December to the Police Care UK Christmas Appeal.
  2. Applications must be received by 31st December 2024.
  3. Donations will be made automatically directly to the appeal so, if you are applying for any of the other promotions running during this period, please quote the promo code as directed, to ensure the promotion is applied to your product.
  4. The Christmas appeal donation will be applied to all Metfriendly products (as listed below):
    • Lump Sum ISAs
    • Monthly Savings ISAs
    • Lifetime ISAs
    • Junior ISAs
    • With Profit Bond
    • 10 Year Savings Plan
    • Guaranteed 5 Year Savings Plan
    • Guaranteed 5 Year Fixed Rate Bond
    • Children’s Savings Plan
    • Critical Illness Cover
    • Income Protection
    • Life Insurance
    • Mortgage Protection
  5. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  6. Donations will be made to Police Care UK after the product ‘cooling off’ period has expired.
  7. Directors and employees of Metfriendly and their families are eligible but must follow relevant company guidelines.

Winter 2024 Offer – 1% Lump Sum promo with £50 Amazon.co.uk Gift Card (closes 31st December)

  1. To qualify for the 1% MORE additional initial bonus, PLUS £50 Amazon.co.uk Gift Card Winter offer, invest or transfer £10,000 or more into a Metfriendly Lump Sum ISA or With-Profit Bond only. Offer ends 31st December 2024.
  2. The money from investments or transfers can be split between partners/children living at the same address, and between Lump Sum ISAs and With-Profit Bonds.
  3. If funds are sent in more than one transaction, then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31st December 2024.
  4. The promo code WINTER24 must be stated as part of the application process.
  5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Ten Year Savings Plans or Guaranteed Five Year Savings Plans are eligible.
  6. The total does NOT include regular contributions to our Monthly Savings ISAs.
  7.  Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30-day cooling off period, provided it is not cancelled within that time.
  8. The 1% MORE bonus PLUS £50 Amazon.co.uk Gift Card Winter offer is not available with the Guaranteed 5 Year Fixed Rate Bond.
  9. This Winter offer is not available in conjunction with any other offer excluding the Member Referral Offer.
  10. One £50 Amazon.co.uk Gift Card per person per product for this promotion.
  11. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  12. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  13. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

NARPO Members Winter Offer

  1. To qualify for the 1% MORE Autumn bonus offer, invest or transfer £10,000 or more into a Metfriendly Lump Sum ISA or With-Profit Bond Between 1st October and 31st December 2024.
  2. The Money can be split between partners/children living at the same address, and between Lump Sum ISAs and With-Profit Bonds.
  3. If funds are sent in more than one transaction, then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31st December 2024.
  4. The promo code NARPOW24 must be stated as part of the application process.
  5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Long-Term Savings or Guaranteed Five Year Savings Plans are eligible.
  6. The total does NOT include regular contributions to our Monthly Savings ISAs/plans.
  7.  Applications/transfers received before 31st December 2024 will also be eligible to receive a £50 Amazon.co.uk Gift Card.
  8. (Where applicable) your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30-day cooling off period, provided it is not cancelled within that time.
  9. The Winter 1% and gift card offer is not available with the Guaranteed 5 Year Fixed Rate Bond.
  10. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
  11. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  12. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  13. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.
  14. Both promotions apply to the Metfriendly Lump Sum ISA and/or With-Profit Bond only.

The Metfriendly Autumn/Winter Prize Draw (Closes 1st December 2024)

  1. The draw is open to anyone eligible to take out a Metfriendly product. For details see metfriendly.org.uk/eligibility.
  2. You must be at least 18 years old or over to enter the prize draw.
  3. Maximum one entry per person.
  4. Your personal details must be completed accurately and in full.
  5. The prizes will consist of 3 M&S hampers, each worth £150.
  6. The 3 winners will be drawn randomly from all correctly completed forms submitted online.
  7. The winner will be notified, by phone or via email as soon as possible after the draw is made.
  8. No cash alternative is available.
  9. Entries will close at midnight on 1st December 2024.
  10. The draws for the 3 winners will take place within 7 days after the close date.
  11. The winning prizes will be despatched to UK addresses only.
  12. Directors, employees, and contractors of Metfriendly and their families are not eligible to take part in this prize draw.
  13. The decision of Metfriendly is final.

Autumn/Winter 1% Promotional Bonus Lump Sum Offer

  1. To qualify for the 1% Winter promotion bonus offer, invest or transfer £10,000 or more into a Metfriendly Lump Sum ISA or With-Profit Bond Between 1st October and 31st December 2024.
  2. The Money for Lump Sum ISAs and With-Profit Bond can be split between partners/children living at the same address.
  3. If funds are sent in more than one transaction, then these must all be received by Metfriendly within 14 days of the first transaction and all funds must be received by 31st December 2024.
  4. The promo code AUTUMN24 must be stated as part of the application process.
  5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Long-Term Savings or Guaranteed Five Year Savings Plans are eligible.
  6. The total of the money invested does NOT include regular contributions to our Monthly Savings ISAs/plans.
  7. The Winter 1% promotional bonus offer is not available with the Guaranteed 5 Year Fixed Rate Bond.
  8. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
  9. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  10. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  11. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Metfriendly Police Family Finance Index Prize Draw (19th September  – 31st December 2024)

  1. This prize draw is for a total of ten £100 Amazon.co.uk Gift Card prizes.
  2. Entry to the prize draw is by completing the Autumn 2024 Metfriendly Family Finance Index Survey and supplying your email details.
  3. Only one prize to be won per person.
  4. The draw is open from 12 noon 19/9/2024 – midnight 31/12/2024. The winners will be contacted by 12/1/2025 by email.
  5. The winners will be drawn at random by Metfriendly.
  6. No alternative prize will be offered.
  7. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw.
  8. Metfriendly’s decision will be final.

Autumn Regular Savings Offer (closing date 31st December 2024)

  1. To qualify for the £25 Amazon.co.uk Gift Card a new regular savings ISA needs to be set up. Not available when setting up an ISA of the same type already held.
  2. The offer applies to Metfriendly Monthly Savings ISAs, Lifetime ISAs and Junior ISAs only. 
  3. For Junior ISAs the Gift Card will be sent to the parent/guardian of the child.
  4. One £25 gift card per person per product for this promotion.
  5. Applications for regular ISA plans must be received between 2nd September and 31st December 2024.
  6. The promotional code of AUTUMN24 must be stated in the application process.
  7. This offer is not available in conjunction with any other offer (excluding the Member Referral Offer).
  8. Your Amazon.co.uk Gift Card will be sent by email within 7 to 10 days after the 30-day cooling off period and 1 full month’s premium has been collected, provided the plan has not been cancelled within that time.
  9. Metfriendly reserves the right to apply a period of grace for receipt of applications up to 7 days.
  10. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  11. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.
  12. This offer does not include Metfriendly Monthly Savings ISAs, Lifetime ISAs and Junior ISAs where a payment holiday has been applied to an existing ISA
    held with Metfriendly.

 

NARPO member exclusive Summer Savings Offer (1st -31st August 2024)

£100 Amazon.co.uk Gift Card when you invest or transfer £10,000 or more into our Lump Sum ISA or With-Profits Bond by 31st August 2024

OR DOUBLE UP

£200 Amazon.co.uk Gift Card when you invest or transfer £20,000 or more into our Lump Sum ISA or With-Profits Bond by 31st August 2024

  1. To qualify for the £100 Amazon.co.uk promotion, a new lump sum of between £10,000 and £19,999.99 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond.
  2. To qualify for the £200 Amazon.co.uk promotion, a new lump sum of at least £20,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond.
  3. Both promotions apply to the Metfriendly Lump Sum ISA and/or With-Profit Bond only.
  4. The £10,000/£20,000 can be split between partners/children living at the same address, and between Lump Sum ISAs and With-Profit Bonds.
  5. If funds are sent in more than one transaction, then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31st August 2024. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider. If the offer conditions are met from a number of individuals contributing, only one gift card will be issued and sent to the first individual of that group.
  6. One Gift Card per person per product for this promotion, subject to rule 5 above.
  7. The promo code NARPO24 must be stated in the application.
  8. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
  9. Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30-day cooling off period, provided it is not cancelled within that time.
  10. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Long-Term Savings or Guaranteed Five Year Savings Plans are eligible.
  11. ISA and With-Profit Bond applications and monies must be received by 31st August 2024.
  12. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  13. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  14. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Summer Savings Offer Terms and Conditions (closing date 3oth September 2024)

  1. To qualify for the £100 Amazon.co.uk Gift Card promotion, a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. The offer applies to Metfriendly Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction, then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 30th September 2024. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider. If the offer conditions are met from a number of individuals contributing, only one gift card will be issued and sent to the first individual of that group.
  2. One Gift Card per person per product for this promotion.
  3. ISA and With-Profit Bond applications and monies must be received by 30th September 2024.
  4. The promo code SUMMER24 must be stated in the application.
  5. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
  6. Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30 day cooling off period, provided it is not cancelled within that time.
  7. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. Maturing products such as Long Term Savings or Guaranteed Five Year Savings Plans are eligible.
  8. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  9. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  10. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

The Metfriendly Big Prize Draw (Closes 30th September 2024)

  1. The draw is open to anyone eligible to take out a Metfriendly product. For details see metfriendly.org.uk/eligibility.
  2. Maximum one entry per person.
  3. Your personal details must be completed accurately and in full.
  4. The draw will consist of a top prize of a £500 of Amazon.co.uk gift card and five additional runners up prizes of £100 Amazon.co.uk gift cards.
  5. The winners will be drawn randomly from all correctly completed forms submitted online.
  6. Directors, employees and contractors of Metfriendly and their families are not eligible to take part in this prize draw.
  7. The winner will be notified, by phone or via email as soon as possible after the draw is made.
  8. The winning prizes will be despatched to UK addresses only.
  9. You must be at least 18 years old or over to enter the prize draw.
  10. No cash alternative is offered.
  11. The draw will close at midnight on 30/09/2024.
  12. The draw will take place within seven days after the draw closes.
  13. The decision of Metfriendly is final.

‘Essential savings for retired Police’ attendee special offer

NARPO Members special offer for those attending ‘Essential savings for retired Police’: Earn a £50 Amazon.co.uk Gift Card for specific investments by 30th June 2024. Offer available to NARPO Members and their extended family members subject to eligibility. Please see our individual product web pages for details. Offer closes midnight 30th June 2024.

  1. To qualify for the £50 Amazon.co.uk Gift Card incentive promotion you must:
    – invest £10,000 or more into a Guaranteed 5 Year Fixed Rate Bond (G5YB) or
    – invest/transfer £5,000 or more into a Metfriendly Lump Sum ISA and/or With-Profit Bond or
    – invest/transfer £2,000 into a Monthly savings ISA (MSISA), Junior ISA (JISA) or Lifetime ISA (LISA).
    If funds are sent in more than one transaction, then these must all be received by Metfriendly before midnight 30th June 2024.
  2. The promo code WEBINAR2024 must be stated in the application.
  3. This offer can be used in conjunction with the offer of an additional 1% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
  4. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  5. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

June special offer for those receiving their 2023 Annual Statements: earn a £50 Amazon.co.uk Gift Card for specific investments by 30th June 2024. Offer closes midnight 30th June 2024.

  1. To qualify for the £50 Amazon.co.uk Gift Card incentive promotion you must:
    – invest £10,000 or more into a Guaranteed 5 Year Fixed Rate Bond (G5YB) or
    – invest/transfer £5,000 or more into a Metfriendly Lump Sum ISA and/or With-Profit Bond or
    – invest/transfer £2,000 into a Monthly savings ISA (MSISA), Junior ISA (JISA) or Lifetime ISA (LISA).
    If funds are sent in more than one transaction, then these must all be received by Metfriendly before midnight 30ththJune 2024.
  2. The promo code STATEMENTS2024 must be stated in the application.
  3. This offer can be used in conjunction with the offer of an additional 1% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
  4. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  5. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

2024 AGM Prize Draw (closing date 3rd July 2024)

  1. This promotion is only open to Members of Metfriendly who are eligible to vote
  2. Only those Members who vote by proxy (online and by post) or at the Metfriendly 2024 AGM will be eligible for the draw
  3. Online and paper proxy votes must be received by 5pm on 1st July 2024
  4. The voting form must be fully and correctly completed to be entered into the draw
  5. No cash alternative will be offered
  6. Only one entry per Member
  7. Directors and employees of Metfriendly, and their families, are not eligible to take part in this promotion
  8. The draw will take place following the AGM on 3rdJuly 2024. The winner will be notified by 31st July 2024, and their name will be published on our website.

AGM Survey Prize Draw (28th May – 3rd July 2024)

  1. This prize draw is for a £20 Amazon.co.uk Gift Card and is only open to Members of Metfriendly and those eligible to become a Metfriendly Member. Proof of eligibility may be required
  2. There are five £20 Amazon.co.uk Gift Cards available to win. Only one gift card is to be allocated per person
  3. The draw is open from 12 noon 28th May 2024 – 5pm 3rd July 2024. The winner will be contacted by the 15thJuly 2024, by email
  4. The winner will be drawn at random by Metfriendly. If the person selected declines the prize, then the draw will be repeated until an eligible person accepts the prize
  5. In the event of winning, you will need to confirm your email address, where the voucher can be sent
  6. No cash alternative will be offered
  7. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw
  8. Metfriendly’s decision will be final

Metfriendly Spring Survey Prize Draw (closes 30th June 2024)

  1. The draw is open to serving Officers, retired Officers, Police Staff, retired Police Staff, volunteers, contractors and their eligible family members.
  2. Maximum one entry per person.
  3. The draw will consist of 5 prizes of £50 Amazon.co.uk gift cards.
  4. The winners will be drawn randomly from all correctly completed surveys.
  5. Directors, employees and contractors of Metfriendly and their families are not eligible to take part in this prize draw.
  6. The winner will be notified, by phone or via email as soon as possible after the draw is made.
  7. You must be at least 18 years old or over to enter the prize draw.
  8. No cash alternative is offered.
  9. The draw will close at midnight on 30/06/2024.
  10. The decision of Metfriendly is final.

Metfriendly Big Prize Draw

  1. The draw is open to serving Officers, retired Officers, Police Staff, retired Police Staff, volunteers, contractors and their eligible family members.
  2. Maximum one entry per person.
  3. Your personal details must be completed accurately and in full.
  4. The draw will consist of a top prize of a £500 of Amazon.co.uk gift card and five additional runners up prizes of £100 Amazon.co.uk gift cards.
  5. The winners will be drawn randomly from all correctly completed forms submitted online.
  6. Directors, employees and contractors of Metfriendly and their families are not eligible to take part in this prize draw.
  7. The winner will be notified, by phone or via email as soon as possible after the draw is made.
  8. The winning prizes will be arranged to a UK address only.
  9. You must be at least 18 years old or over to enter the prize draw.
  10. No cash alternative is offered.
  11. The draw will close at midnight on 30/06/2024.
  12. The draw will take place on 01/07/2024.
  13. The decision of Metfriendly is final.

New tax year special offer: earn a £50 Amazon.co.uk Gift Card for specific investments.  Offer closes midnight 30th April 2024.

  1. To qualify for the £50 Amazon.co.uk Gift Card incentive promotion you must:
    – invest £10,000 or more into a Guaranteed 5 Year Fixed Rate Bond (G5YB) or
    – invest/transfer £5,000 or more into a Metfriendly Lump Sum ISA and/or With-Profit Bond or
    – invest/transfer £2,000 into a Monthly savings ISA (MSISA), Junior ISA (JISA) or Lifetime ISA (LISA).
    If funds are sent in more than one transaction, then these must all be received by Metfriendly before midnight 30th April 2024.
  2. The promo code WEBINAR2024 or GIFTCARD24 must be stated in the application.
  3. This offer can be used in conjunction with the offer of an additional 1% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
  4. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  5. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

End of tax year special offer: earn a £50 Amazon.co.uk Gift Card for specific investments before the end of the 2023/24 tax year. Offer closes midnight 5th April 2024.

  1. To qualify for the £50 Amazon.co.uk Gift Card incentive promotion you must:
    – invest £10,000 or more into a Guaranteed 5 Year Fixed Rate Bond (G5YB) or
    – invest/transfer £5,000 or more into a Metfriendly Lump Sum ISA and/or With-Profit Bond or
    – invest/transfer £2,000 into a Monthly savings ISA (MSISA), Junior ISA (JISA) or Lifetime ISA (LISA).
    If funds are sent in more than one transaction, then these must all be received by Metfriendly before midnight 5th April 2024.
  2. The promo code WEBINAR2024 must be stated in the application.
  3. This offer can be used in conjunction with the offer of an additional 1% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
  4. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  5. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Spring Lump Sum promotion (closing date 30th June 2024)

  1. To qualify for the extra 1% promotion a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. The offer applies to Metfriendly Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 30th June 2024. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider.
  2. ISA and With-Profit Bond applications and monies must be received by 30th June 2024.
  3. The Sum Assured on each qualifying ISA or With-Profit Bond will be 101% of the amount invested (normally 100%).
  4. The value of each qualifying Lump Sum ISA or With-Profit Bond on encashment (or death) will be 1% higher than it would otherwise have been.
  5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. Maturing products such as Long Term Savings or Guaranteed Five Year Savings Plans are eligible.
  6. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  7. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  8. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Metfriendly Event Prize Draw

  1. This draw is for the prize advertised and is open to those attending the specific event.
  2. The draw will take place either at the event or as advertised (ask a member of the Metfriendly team for details).
  3. The winner will be drawn at random by Metfriendly. If the person selected declines the prize, then the draw will be repeated until an eligible person accepts the prize.
  4. If it is not possible to arrange for the winner to collect the prize at the event. Metfriendly will contact them and arrange for the prize to be sent separately.
  5. No cash alternative will be offered.
  6. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw.
  7. Metfriendly’s decision will be final.