Hello 2025/26 tax year

Start saving today and make the most of your tax-free allowances. See our special offers.

Make the most of your 2025/26 tax allowance

We’re here to help you make more confident financial decisions, so you can save for a brighter future.

Double the returns of a cash ISA

Over the past 3 years, our 10-year annualised growth has been more than twice the level of an average cash ISA. See how our Lump Sum ISA performed compared to the NS&I Direct ISA and average UK Cash ISA.

Past performance is not a reliable guide to future returns.

10 year annualised growth ISA performance comparison

This graph shows how our Lump Sum ISA has outperformed the NS&I Direct ISA and the average UK Cash ISA in terms of growth over 10 years.

Spring Special Offers

1. Get an extra 1% boost when you invest or transfer £10,000 or more into a Lump Sum ISA or With-Profit Bond.
That’s an instant £200 extra if you fully fund your ISA.

2. Receive a £25 Amazon.co.uk Gift Card when you open a new monthly payment ISA. Choose from our Monthly Savings ISALifetime ISA or Junior ISA.

Offers close 30th June 2025. Terms and conditions apply.

Lump Sum ISA investments

  • Invest from £2,000 tax-free (up to the current ISA limit of £20,000)
  • Compounded annual bonuses
  • The potential for an additional final bonus over the medium to long term
  • No fixed term

Monthly Savings ISA

  • From £30 per month
  • Flexible savings
  • Eligible for the final bonus after three full tax years investment
  • Option to add Escalator

Lifetime ISA

  • From £50 per month
  • Designed for 18-39 year olds to save for a home or retirement
  • Save up to £4,000 per tax year – and the Government will add up to £1,000
  • Option to add Escalator
  • We also add bonuses to your savings

Top-up your ISA today!

  • Make the most of any unused ISA allowance for the current tax year
  • Shelter as much of your savings from the taxman as you can
  • Top-ups can be made via online banking, in branch or by post
  • Transfer funds from ISA

Transfer existing ISAs from other providers

  • Simple and easy to do
  • From £300 minimum
  • Transfer cash or stocks and shares ISAs either in whole OR in part

Escalator

  • An optional add-on for your Monthly Savings, Junior or Lifetime ISAs to help you reach your savings goals quicker
  • Automatically increase your monthly contributions each year, by a minimum of £10, until you tell us to stop

Children's Savings Plans

  • Junior ISAs
  • Fixed term tax-free savings plan
  • Transfers in from Child Trust Fund and other Junior ISA providers

Ten Year Savings Plan

  • Additional tax-exempt savings
  • From £25 per month
  • Annual and final bonuses
  • No tax on your capital gains
  • Includes life insurance in the event of death

Get a £20 gift card

  • Refer a family member or Police colleague and you’ll both get a £20 Amazon.co.uk Gift Card when they become a new Member
  • Terms & conditions and eligibility criteria apply

Join us for a FREE family finance seminarNeed some help getting started?

Why not join us for one of our FREE, no-obligation webinars to kick start your savings journey.